Typical 504 Loan Examples
Real Estate Purchase - $1,000,000
Business established more than 2 years, general purpose property
Bank First Deed of Trust
$500,000
10 year term or more
Market rate interest
Los Medanos Fund SBA 504
$400,000
20 year term
Fixed Rate
Business cash injection
$100,000
Equity
If the project is for equipment then the loan term is shortened
to 10 years for the SBA portion
Real Estate Purchase - $1,000,000
Business established less than 2 years or special purpose property
Bank First Deed of Trust
$500,000
10 year term or more
Market rate interest
Los Medanos Fund SBA 504
$350,000
20 year term
Fixed Rate
Business cash injection
$150,000
Equity
If the project is for eqipment then the loan term is shortened
to 10 years for the SBA portion
Real Estate Purchase - $1,000,000
Business established less than 2 years and special purpose property
Bank First Deed of Trust
$500,000
10 year term or more
Market rate interest
Los Medanos Fund SBA 504
$300,000
20 year term
Fixed Rate
Business cash injection
$200,000
Equity
If the project is for eqipment then the loan term is shortened
to 10 years for the SBA portion